Illustration of a married couple reviewing Social Security documents, with money symbols fading away in the background representing lost benefits.
Finance

Many married couples in the United States unintentionally forfeit thousands—sometimes tens of thousands—of dollars in lifetime Social Security benefits due to suboptimal claiming decisions. Common pitfalls include claiming benefits too early without considering spousal and survivor implications, misunderstanding how spousal benefits operate, overlooking survivor protections for the longer-living spouse, and failing to coordinate strategies between partners. These errors often stem from a lack of awareness about how benefits interact for couples, particularly when earnings histories differ significantly.

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**” Couples frequently leave substantial Social Security money on the table by claiming benefits prematurely, ignoring spousal and survivor options, […]

Illustration of Ethereum coins overflowing from a bankruptcy payout envelope, symbolizing creditor recovery exceeding original losses in the FTX case
Finance

The FTX bankruptcy process has delivered one of the most remarkable creditor recoveries in financial history. With the estate amassing over $16 billion in recovered assets through asset sales, clawbacks, and strategic liquidations, distributions have progressed through multiple rounds. The final major payout, targeted for March 31, 2026, builds on prior distributions and positions many claimants—particularly those holding Ethereum (ETH)—to receive cash equivalents exceeding their November 2022 claim values in dollar terms.

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“FTX creditors, especially ETH holders, stand to receive 119% to as high as 160% of their petition-date claim values in

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