The Ramsey Show’s hosts have recently pushed back strongly against advice from Shark Tank investor Kevin O’Leary, who advocates that married couples should never fully merge their finances. O’Leary emphasizes keeping separate bank accounts, credit cards, savings, investments, and credit histories to maintain individual financial independence and protection, particularly for women, in case of divorce. He has described merging everything as a risky or even “moronic” move, often tying it to the importance of prenups.
In contrast, The Ramsey Show team, including personalities like John Delony and Rachel Cruze (and aligned with Dave Ramsey’s long-standing […]









